Source: www.theaustralian.com.au/travel/news/naked-drunk-passenger-forces-runway-closure/story-e6frg8ro-1225835444505
Includes All The Information For Education And Career Guidance,Entertainment,Business,Travels.
28 February 2010
Naked drunk man causes runway chaos
Source: www.theaustralian.com.au/travel/news/naked-drunk-passenger-forces-runway-closure/story-e6frg8ro-1225835444505
Pak will have to fight war with India: Hafiz Saeed
for further: economictimes.indiatimes.com/news/politics/nation/Pak-will-have-to-fight-war-with-India-Hafiz-Saeed/articleshow/5629634.cms
No Holi for Big B this year
Source: www.ptinews.com/news/541782_No-Holi-for-Big-B-this-year
Vidya and Amitabh win top honors
For further: www.totalfilmy.com/feature/20100228/vidya_and_her_son_win_top_honors-28776.html
Smith to “try and solve” Indians’ problems
for Further: www.hindu.com/2010/03/01/stories/2010030159971100.htm
Various hues of Holi
For further: timesofindia.indiatimes.com/city/kanpur/TNN28k-holitimVarious-hues-of-Holi/articleshow/5628884.cms
No rollback of oil prices, says Pranab
for further: www.hindu.com/2010/03/01/stories/2010030160390100.htm
Budget to push up cost of offshore oil exploration
for further: www.business-standard.com/india/news/budget-to-pushcostoffshore-oil-exploration/387149/
Results out, students await CAT calls now
for Further: economictimes.indiatimes.com/Results-out-students-await-CAT-calls-now/articleshow/5629619.cms
26 February 2010
Stretching Your Healthcare Dollar in Florida
Should they continue to finance their employees' health benefits at the same contribution level as in the past? Should they keep the same level of benefits as before? What can be done to minimize costs and maximize benefits?
These are difficult issues. Rising health care costs and an uncertain economy requires an employer to consider various options when making health care decisions. These include:
1. Eliminate all health benefits
2. Reduce or eliminate other perks to maintain the current level of health benefits
3. Modification of the existing health benefits program by increasing employee co-payments or cost sharing
4. Shopping for the most affordable coverage available from different companies to find solutions to mitigate the impact of rising insurance premiums can be difficult. But there is an additional consideration that is often overlooked. As with any supplier selection process, a business owner must consider the value gained from choosing a health benefits plan.
Often, many look only at price, but ignore the investment perspective, those involved in buying a health benefits plan. An employer may ask: "What do I get for my money?"
A health plan must do more than just paying the bills. It should provide an opportunity to improve and maintain health. Health benefits plans that promote health fairs, wellness and disease management programs provide opportunities to achieve better health. Improved health can be translated into reduced health care costs and affordable premiums.
Some health benefits companies are adding rebate programs that focus on healthy lifestyles, including diet and nutrition counseling, and discounts at local fitness centers. Disease management programs focus attention and resources on terms that the patient self care efforts are significant. There are specific intervention programs for diabetes, asthma, wound care and congestive heart failure (CHF).
If you thought health care do not have enough acronyms, here's one more. Some companies have begun offering complementary alternative medicine (
These additional benefits are not just bells and whistles. The introduction of these programs often increases employee satisfaction. And greater satisfaction is a byproduct of the programs' purposes.
The purpose of these programs is to focus on improving health outcomes. They seek to create a better return on investment of premium dollars and create a shift in the traditional paradigm of insurance just to pay bills.
When an employer chooses a health benefits company with programs that emphasize the total health expenditure, it makes an investment in its employees' well being and future. Therefore, when choosing a carrier, be sure to find one that allows you to stretch your healthcare dollars by offering fitness and
Guiding Principles
Many employees turn to their business advantage for help because they feel that BA is better able to get accurate and timely information from health insurance carrier. But there are rules and restrictions that govern how the BAS can get specific information about the health of the employees.
In the past, BAs insurance carrier just asks a question related to the personal health of an employee and the carrier could provide the answer directly to BA. However, this has changed. In today's workplace, there are rules and restrictions for obtaining health information on a specific employee. The federal and state authorities have issued strict guidelines with strict penalties for misuse or unauthorized disclosure of a person's protected health information (PHI).
It is therefore important that companies and their designated representative understands the benefits of these rules and regulations and how they relate to the sharing of an employee's PHI.
Getting permission
Benefit managers can still help employees answer their own health issues, but they must now follow the guidelines set by the Health Insurance Portability and Accountability Act of 1996 (HIPAA). The HIPAA regulations, effective April 14, 2003, establish specific policies and procedures for use and disclosure of an individual's protected health information.
In order to investigate the employee's behalf, BA obtain written consent from the employee. The authorization form is usually specific to the health benefits company in which the study takes place and includes a number of elements required under HIPAA, including limitations in the permit, effective and termination dates and details of individual rights under the permit .
Some health benefits companies will only accept an original consent form, while others will accept a faxed copy.
Receiving an answer
When an appropriate form is received by health benefits company, a response to BA's investigation may be released. The information will be reported back to the BA will be the "minimum necessary" - the smallest amount of information necessary to answer the question is limited to the range of permission.
For example, if the initial investigation was whether a claim has been processed for payment would be the health benefits carrier to answer "no" or answer "yes", which includes the date of payment. Based on the extent and Wording of the question, what was alleged, and the amount paid can not be disclosed.
If this additional information is needed, it must be treated in the initial question, and should be included in the range of authorization, the employee shall be granted. HIPAA guidelines are in place to protect an individual's personal health information. The federal and state authorities are aware of what can and can not be shared without authorization and may impose civil and monetary fines for noncompliance.
But these rules are not that BAS can not help employees get answers to their personal health issues. Understanding HIPAA guidelines and your health benefits company policy on consent forms will give your BA to continue to help employees find out answers to important health benefits issues.
Five Ways to Write About Your Anger
Here is your exercise list:
When you have a strong reaction to a situation, begin to pray and write about it. Remember to include a detailed description of your strong feelings, including the actual situation. Remember to use so much space on a page, as you can when you doodle. After filling a page, select a scratch, and start drawing a specific shape of your scratch. Continue to scribble over the shape until you're finished. (e.g. You may feel tired and relieved. Your words may slow down or you may run out of time to write.) When you notice any of these reactions, it is time to stop writing. Wait a few minutes for everything to solve, then go to the next exercise. (Note: You can substitute any ritual here if praying is not a good match for you.)
Unsent letters:
This exercise is an effective way to communicate feelings and information for yourself or for a second. You can write unsent letters, otherwise it would be detrimental to speak directly to the other party (s) You can also write unsent letters on an issue (positive or negative). Sent letters also a good place to practice your lines. Whether you write a series of unsent letters or letter, your emotions become less intense. Then you can prepare themselves to have a quiet conversation with the other party. You can write as many unsent letters as you want. When you write your unsent messages you give yourself permission to feel the intense emotions that surface around a specific event. At some point either during or after you've written your letter, you will have clarity about your role in the situation. You will also learn to evaluate your responsibility, as well as the other party's responsibility in the same situation. When you are calm again, you will be more willing to make changes, including asking for a more specific message switch from the other party. You can continue to follow up on your unsent letters with prayers for the blessing of the other party. As you continue to bless the other party, when opened for positive change to happen in yourself and the other party. When you write an unsent letter, it shows your courage and willingness to make serious changes in a difficult situation.
Writes a DIALOGUE:
Write an imaginary or real conversation you had with the other party, can help make some of your anger. It is useful to put into words or images to your feelings. Start your dialogue with two voices, the letter "A" (your voice) and "B" (for the other person's voice). Be sure to give both cast time to talk.
Do not worry about writing a perfect dialogue. Use as much detail as you can. Your descriptive skills will improve with every unsent letter that you write.
"I feel" statements:
Writing sentences that begin with "I'm feeling." is a good way to put into words all of your feelings about a difficult situation. We would like to remind you that may express other emotions with your anger. When you start your journal, focusing on your anger first and then write about your other feelings. We suggest that you write a minimum of ten emotional opinions. Put the list away. Proceed to the next exercise.
Draw a picture:
Draw more pictures of your anger. All types of subscription is allowed. Remember what we said about "My anger burns." Write a visual picture of your anger. We want you to use as many senses in your picture as you can. (Note: you can also use this exercise to visualize other strong emotions)
Combining words and pictures:
Now look at your list of "I" statements. Match as many of your image (s) with your "I'm feeling." phrases as you can. (For example: I am angry about.put a picture of a fire next to the written statement. When you are finished, circle one or two combinations that best describes your current feelings. Be sure to write a short sentence about your two choices .
START CLOSING:
Let's stop and review the work you have already done. You have written a first unsent letter about your anger. You have studied some of your feelings in detail. You have summed up your feelings by using a combination of drawing and writing. Now write an action you could have taken to keep the status quo ante from accelerating. Write another sentence that describes an action that the other party could have taken. Write a positive action you are willing to take to change your anger expressed now, please remember to include a specific end time and date. If you pray, start praying for good to come to the other party. We would recommend that you ask for at least a couple times a week working up to shower daily for one month or until your strong negative feelings disappear.
Take your time to work through these exercises. If you find yourself unable to proceed to the next exercise. Then write a short paragraph, why you do not want to go further. Take a break and start a new exercise the next day. Looking forward to celebrating your freedom from the past buried emotions.
Enrollment Roster
Most of billing and enrollment tasks associated with managing your health benefits plan is responsible for your health insurance carrier.
To understand the role you or your company's benefits administrator plays in maintaining a current enrollment roster is integral to establishing a positive cooperation with your insurance carrier. Carefully review your roster, make changes in time and understand your provider's retroactive change policy will help ensure accurate billing, and that your employees have access to services covered.
Review your membership / enrollment rosters.
Typically, your monthly health insurance invoice includes a membership or sign-up roster, which indicates the current number of covered employees and their dependents. Review this roster carefully and report any discrepancies.
Inform your provider of membership changes.
All year, it may be necessary to make changes to your company's enrollment roster - you have hired a new employee, an employee had a baby or someone left your company. Whether you add or remove persons reporting these changes in time, will help to ensure that they are reflected on your next monthly invoice.
Understand the importance of effective dates.
When you make a change to your company's membership rosters, it is important to state clearly the date on which that amendment shall enter into force. Furthermore, when adding an employee and / or a dependent, tell your health benefits company prior to the effective date. This allows your provider to complete the entire enrollment process and helps ensure that the new member has access to health services covered by his or her effective date.
Understand retroactive additions and terminations.
Retroactive additions and terminations membership changes announced after the effective date. Most health benefits, as companies have restrictions on how long employers have to make a retrospective change and also have a policy on what types of documents to be submitted with the request. The process of enrollment changes will vary from company to company - the above tips should only serve as a guide. Be sure you or the company's benefits administrator knows your health insurance carrier's specific policies. Know the process and how to navigate the system will help both companies - yours and your health insurance carrier - achieve the common goal of providing your employees with a positive and seamless health plan experience.
A New Healthcare Financing Solution
As an employer, would you like to give a good coverage, but the increased costs in recent years have been difficult to handle. A typical response to these increases can be to choose a high-deductible insurance product that lowers your costs. But there is a better solution.
Think HMO. That's right - health maintenance organizations. The HMOs today offer a whole new generation of healthcare financing tools that every employer should consider.
It is not your father's HMO.
You may have heard bad stories or had a rough experience in the past. However, times have changed. HMO plans now offer extensive provider networks, excellent coverage for preventive care, the ability to frequently change a primary care physician and the outstanding prescription drug coverage through a broad pharmacy network.
HMOs take the surprise out of the bill.
With most health insurance plans, an employee is responsible for a percentage of the cost of care, often 20 percent or 25 percent. This can add up very quickly and staff can not predict what their reward will be.
With an HMO structured co-pay plan, an employee knows up front the costs associated with most covered services. For example, an employee has a $ 20 copay for a primary care physician (PCP) visits, which will include all services in this visit. Each time the employees go to their PCP, they can expect to pay $ 20 - no surprises there.
Higher co-pays to offer savings.
The days of nickel sodas and 25-cent phone calls are long gone - and so is $ 5 and $ 10 co-pay plans. It is time to reconsider the value of co-pays. New HMO plans have higher co-pays, some up to $ 30 for a primary care visit and $ 50 for a specialist. But it covers all services during this visit. It is a valuable cost frontier in those days.
HMOs offer bold new design.
New HMO plans are fresh cost-sharing mechanisms, strategies, providing low employee out-of pocket expenditure in some areas while controlling your costs by increasing employee costs through deductibles for other areas.
In most pro-based plans, employees have a high deductible, which applies to all services. But with these new focus-deductible HMO plans, the deductible is limited to specific services such as hospital care or prescription drugs. After deduction is met, a co-pay also applies for this service.
In addition to these plans, employees continue to have a co-pay instead of a deductible for heavily used areas such as doctor or specialist visits.
HMOs are the FSA and HRA compatible.
Many HMO plans can be used with flexible spending and health reimbursement accounts, so the employees to decide how some of their healthcare dollars are spent. Many carriers are also developing health spending account-compatible HMO plans.
HMOs offer more than insurance.
Today's HMO plans offer health improvement programs such as discounted fitness club memberships and value added options to allow employees to take responsibility for their own health.
There are two primary reasons to turn today's HMO - savings for you and savings for your employees. Rediscover today's HMO - you will be satisfied with what you find.
CAT score cards on Sunday
Source: timesofindia.indiatimes.com/india/CAT-score-cards-out-tomorrow/articleshow/5622802.cms
Review: Teen Patti
For further: dearcinema.com/review/review-teen-patti
Mithali guides India to series win against England
Source: /timesofindia.indiatimes.com/sports/cricket/women-cricket/news/Mithali-guides-India-to-series-win-against-England/articleshow/5622204.cms
A chance to assess youngsters: Kirsten
Source: beta.thehindu.com/sport/cricket/article114291.ece
Pub hosting Shahid Kapoor's birthday bash fined
Source: entertainment.oneindia.in/bollywood/news/2010/shahid-birthday-party-260210.html
Karthik calling Karthik:Review
For further: www.dnaindia.com/entertainment/review_review-karthik-calling-karthik-dials-a-wrong-number_1353163
IT industry gives thumbs up to Budget
For Further: www.expressbuzz.com/edition/story.aspx?Title=IT+industry+gives+thumbs+up+to+Budget&artid=SYAdejaC65U=&SectionID=Qz/kHVp9tEs=&MainSectionID=Qz/kHVp9tEs=&SEO=&SectionName=UOaHCPTTmuP3XGzZRCAUTQ==
25 February 2010
Shahid kapoor surprise birthday bash
source: timesofindia.indiatimes.com/entertainment/filmi-parties/bollywood/Shahids-surprise-birthday-bash/articleshow/5615329.cms
Madhavan in Yavarum Kaelir
Source: hindi.galatta.com/entertainment/hindi/livewire/id/Maddy_in_Yavarum_Kaelir_36006.html
Teen Patti
Source: entertainment.oneindia.in/bollywood/features/2010/teen-patti-highlights-250210.html
Ali Wilson Targets World cup Glory
Ali Wilson
"I'd be very disappointed if we didn't make the semi-finals," he added. "Once we're there, anything can happen. "That's the thing about the World Cup, everyone has a strong team and each is capable of beating the other. "It's going to be tough. You can't afford to lose any games. It's important to hit the ground running. One loss can take you out of the equation for the semi-finals."England arrive in Delhi on the back of winning the European Cup in August. However, their World Cup preparations have suffered because of the weather. The heavy snow at the turn of the year meant they had to train indoors before a series of friendly games in Spain. And there are also concerns about security arrangements in the build up to the tournament.
For further: news.bbc.co.uk/sport2/hi/other_sports/hockey/8528636.stm
30 member list for T20 world cup
For further: cricket.ndtv.com/storypage/ndtv/id/spoen20100132747/story25022010_181300.html
God has been kind, it just happened: Tendulkar
For further: www.telegraphindia.com/1100226/jsp/sports/story_12153980.jsp
CAT Exam Results in Feb 2010
Source: news.oneindia.in/2010/02/25/cat-2009-exam-results-in-feb-2010.html
Ranbaxy Laboratories Slips 5.2%
For Further: www.moneycontrol.com/news/buzzing-stocks/ranbaxy-laboratories-slips-52_443882.html
Budget 2010
For further: www.moneycontrol.com/news/economy/budget-2010-what-to-expect_443
24 February 2010
You Choose to React or Respond
Every day, we decide how we will spend our precious twenty-four hours, and consider all that the world presents to us. We choose how we will be affected by both everyday occurrences and those who are far more unusual. Whether consciously or unconsciously, we choose to either react or respond. These are not the same, because you are negative and one is positive. As we choose can have a significant impact on our lives and possibly those close to us.
Response to outside influences, are usually beyond our control is generally a negative choice. Response means that we have given responsibility for the situation to someone or something else. We are giving our input and control in any case. We are now at the mercy of the situation and are forced to be a reaction mode, where we constantly dodge bullets and expending large amounts of energy just to stay afloat. In a reaction to a situation we do not expect to come because we are too busy to handle the current. The future then surprises us and the whole mess starts again.
React to a situation that is a positive choice. It is the opposite of responding. It is proactive and anticipates that there is yet to come. Reaction is preceded by thought and prayer often. In responding, we take responsibility and have command over how the situation affects us. We also have control over how it affects us internally. We decide where the level of personal consequences.
Our life, family, career and other daily activities and interests operating at breakneck speed and seems sometimes to be faster. One thing is certain, the old days sitting around on the porch every evening listening to Mother Nature's gone to many of us. The pace of life in Mayberry, as healthy and calm, as it seems, is unfortunately a thing of the past. We live life in the fast lane.
A major news magazine is currently featuring material devoted to stress and anxiety in our lives, and their impact on our cardiovascular health. Although not entirely surprising that such information is alarming. How did we ever get to this point? Witness the number of television commercials and magazine advertisements for gastric distress, acid reflux, anxiety, depression, headaches and other ailments that are increasing in frequency. There are millions of prescriptions written each day for these medical conditions, most of whom will find their roots in internalized stress and anxiety.
People spend many hours of their life worrying. Worry is a futile, energy-robbing activity that has affected many. No one has ever benefited from worry, but many people participate in it. Worry is the opposite of faith. Worry is negative, while faith is positive. There is no mystery here. Many books have been written on the subject. The conclusions are the same: "Do not Worry, Be Happy" and "Stop worrying and start living" are among the many topics presented. Good advice indeed.
Most areas of life gives us choices. We must choose to either respond or react to circumstances. We choose not to worry. Learn to be aware that you have a choice in these cases. Learn that there are ways you can handle everything, either positively or negatively. Learn to your choice can affect your very health, both physically and mentally. Learn that there will be costs associated with bad choices, worrying and negativity in general. These may include social, monetary, peace of mind and time costs. Probably, the total costs associated with adverse selection is too high.
Learn that a positive reaction to the circumstances of life will reduce or eliminate the worry and contribute to your overall good health and wellbeing. Find joy in life. Be happy.
Why Forgiveness is Crucial to Your Happiness
So there you have it - emotional baggage is an unavoidable part of our whole life - but it is not actually what is the real cause of dissatisfaction in your life. What is really important is how you choose to deal with that baggage, because what you do here will determine the success or failure of your future relationship .. Now there is another very important point we want to do:
People come into our lives to teach us lessons
This is what you do with these experiences that determines how your future will be. Think of all the people you encountered in your life. Is not it funny to look back and think about the last time you saw a particular person, it may have been several years ago and it is very possible that you will never see him / her in this life! The reason? Because this person has served their purpose in your life. So now that you know, think about this, what did this person teach you? Some relationships or meetings we have with other people only take a few days and some last a lifetime. But either way, each experience serves a specific purpose and is highly relevant to your life!.
Now that all the experiences we have is a lesson for us, they think people who have hurt you in the past. Have you allowed yourself to forgive them? Or are you still out in emotional pain? Will you find yourself conjuring up scenes of "sweet revenge" in your mind, or worse still, acting out these scenes? Are you able to forgive and let go? If you're not, so there is power - you or them?
Do not let people who have hurt you in the past have any control over your future!
When you make a choice to forgive others, are not you lie down and be a doormat, or you admit that the person who hurts you in the right. Forgiveness is about taking back control over your life and not let your negative emotions to rule you. And forgiveness is also about letting go of all those debilitating emotions that could be responsible for sabotaging your current situation! So ask yourself this question: Would you feel good? If you are still carrying feelings of resentment and anger towards someone who hurt you so what are you out?
Hanging on the feelings of anger, hatred or anger, will ensure that these destructive feelings will spill over into your current life and stop you from enjoying a positive, successful relationships with others.
The fact is, your subconscious mind never ignores negative energy and emotions. It will remind you every day that you should treat them, and until you do, it will manifest your unresolved emotional pain through insomnia, chronic physical pain and in extreme cases, by life-threatening illness. So there it is, take a decision today to take back your life by practicing forgiveness. Your energy is extremely expensive, so do not allow yourself to give it away to those who do not deserve to get it it! Get on with your life today and you will see miracles.