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26 April 2010

Should Your Cleaning Business be Insured or Bonded

It is a good idea to have insurance if you start your own cleaning business. Typically, many businesses go with a cleaning company that has certain types of insurance. If you are doing residential cleaning, most homeowners ask you about insurance too. Indeed, a good insurance, it's not only you will be provided with peace of mind, but customers as well.

You can check locally to learn more about your insurance needs, and the amount it will cost you. You may contact your local insurance agents or brokers for advice on the correct insurance for your business.

General liability insurance is the most important type of insurance you should have on your business. This is also known as property liability. There will be a point that you accidentally damage something, but to have such insurance, you can protect yourself and your client from this type of situation. This type of insurance may also cover damage which you may obtain from business activities.

If you're wondering about the cost of such insurance, the cost of it depends on the numbers of your employees and track record, as there are certain benefits that can drive this kind of insurance going up, and these services window services, disaster clean to name a few.

To contact a few insurance companies and ask about the price to know the amount it will cost you to get this insurance.

Bond is important in a business as well. One of these bonds are fidelity bond. This bond can help you protect the people you do business with. Like for example if an employee of you was caught steal from your client, the bond protect you.

There are different varieties of fidelity bonds, these bonds covers different situations. You can get blanket bond to cover your staffs or other bonds that you think would be best for your company. Then check out the various bonds and knows what they cover, to make the right decisions.

Indeed, insurance and bonds protect you and your customers, getting as even though they are not necessary needs to put a cleaning business, insured and bonded really good ideas. These can help you gain trust from customers, since most customers prefer cleaning services that are insured and bonded.

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