The 40 Year Plan Over

Unbeknownst to 98% of working people, the 40 year plan is over. Statistics show that at 65 years less than 2% of Americans can truly retire in comfort without the help of family members or the government. The lackluster performance of stock markets over the last 6 years have disappointed many people hope for early retirement. It used to be that you could get a good education, get a good job and settle with a company with 25 years of age, keep your nose clean, work your way to the top, invest in your companies stock and 65 years retiring at the company you sacrificed for will take care of your pension and medical costs for life.

For many, now is it just wishful thinking and a chimera.

Today's standards:

The harsh reality is: Corporate down-sizing (e.g. Gillette, Ford and GM). Corporate bankruptcies - Enron, Worldcom). Company steal company pension schemes and judges so that it happens just ask people who work for airlines, illegal insider stock trading, age discrimination, companies can not afford to pay health insurance premiums because they have sky-rocketed, and people live longer.

Other forces: Regional instability, uncontrolled nuclear proliferation, September 11, natural disasters all cooked together.

Yes, the poor performance of stock markets, lower interest rates and real estate boom contributed greatly to people looking for alternative investment strategies such as self-directed investing in pension funds in real estate.

Internet, information proliferation, the human ability to share information, online financial software and real time stock quotes.

Advantages of investing with self directed IRA funds:

Stimulates the economy ... It's great for recession proofing an economy. Money from pension funds keep construction crews working With the ability to see outside the stock market, you may find alternative investment vehicles that are safer with higher yields, which allows you to make up the lost time.

The government and taxpayers should not foot the bill to help someone maintain their lifestyle during retirement.

Permissions true retirement diversification and wealth accumulation in tangible assets.

Global investing ... With your Self Directed IRA, you can invest in international real estate.

Granted self-governance your retirement portfolio is not for everyone. But what are your legitimate alternatives?